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PUBLICATIONS Books The Independent Review Policy Reports The Lighthouse(Email Newsletter) Commentary Articles News Releases Briefings Executive Summaries Audio and Visual Programs The Independent(Quarterly Newsletter) Research Articles Working Papers Course Adoption Program Revised: April 12, 2017 The national debt may be the biggest problem in decades that federal policymakers have failed to confront. Even if the Treasury has overdraft protection in the form of the Federal Reserve,[3] the large debt servicing requirements exact a heavy toll on public services and economic growth.